Nilum keeps the money and meetings of State Mission Management Units, City Level Federations, Area Level Federations and Self Help Groups in one transparent, banking-grade ledger — from passbook to loan recovery.
Sabita Halder
Savings Passbook
Available balance
₹48,250.00
Account · S-M-2026-00012
| Date | Details | ₹ |
|---|---|---|
| 02 Aug | Meeting collection | +500 |
| 26 Jul | Monthly savings | +300 |
| 14 Jul | Loan repayment | +1,150 |
| 28 Jun | Festival withdrawal | -2,000 |
Loan · LN-2026-00004 · 4/12 paid
The network
Data flows from the state mission down to the smallest self help group — and rolls back up in clean reports.
Everything in one place
Designed for the way SHG missions actually work — from weekly meetings to annual audits.
Every member and group account keeps a banking-style passbook with running balance, narration and reference numbers.
Request, approve, disburse and recover. EMI schedules are computed automatically, reducing or flat.
Record agendas, minutes and member attendance — with fines collected and saved to the group corpus.
SMMU → CMMU → CLF → ALF → SHG with scoped visibility for every level of the mission.
Complete member profiles with Aadhaar, income, occupation and SHG linkage.
Dashboards show savings, outstanding credit, cash-flow and portfolio health for any level.
How it works
Create your SMMU, CMMU, CLF, ALF and SHG structure, then add members with full profiles and accounts.
Collect savings, disburse loans, track EMI and record meeting attendance at every group.
Every level gets a live dashboard of corpus, credit outstanding and meeting discipline.
Set up your first Self Help Group in minutes and start managing savings, credit and meetings the banking way.